Terms & Conditions

Welcome to YourCarsloan.com (“Company,” “we,” “our,” or “us”). The following terms and conditions (these “Terms of Use”), together with any documents they expressly incorporate by reference, govern your access to and use of YourCarsloan.com (the “Website”), including any content, functionality, and services offered on or through the Website and any related applications, networks, communication channels, or other services provided by us (collectively, the “Services”).

Please read these Terms of Use carefully before using the Website. By accessing or using the Website, or by clicking to accept or agree to the Terms of Use when this option is made available, you agree to be bound by these Terms of Use and our Privacy Policy, including any additional disclosures (collectively, the “Privacy Policy”). If you do not agree, you must not use the Website or Services.

We may revise these Terms of Use from time to time in our sole discretion. All changes are effective immediately upon posting, and your continued use of the Website constitutes acceptance of such changes.

I. SERVICES

Our Website provides users with the opportunity to obtain information about car loans and other financial products offered through third-party lenders, financial institutions, and advertisers.

We are not a bank, lender, or financial advisor.

We act only as an intermediary platform to connect users with third-party providers.

We do not make credit decisions, issue loans, or guarantee any terms provided by third parties.

Any financial decisions are solely between you and the provider you choose.

You acknowledge and agree that we are not responsible for the conduct, terms, or policies of third-party providers.

II. ELIGIBILITY

The Website and Services are intended only for individuals:

18 years of age or older,

Residing in the United States or its territories.

By using this Website, you represent and warrant that you meet these eligibility requirements.

III. ACCOUNT & INFORMATION SECURITY

To access certain Services, you may be required to submit personal information, including but not limited to: name, email, phone number, date of birth, Social Security number, bank information, and other financial details (“User Data”).

You agree that all information you provide is accurate and truthful.

Your User Data may be shared with third-party service providers in order to process your loan requests.

All information is subject to our Privacy Policy.

We are not responsible for the security practices of third-party providers.

IV. INTELLECTUAL PROPERTY

All content, features, and functionality of the Website—including text, graphics, logos, software, and design—are owned by YourCarsloan.com or its licensors and protected by intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works of any Website content without our prior written consent.

V. USER CONTRIBUTIONS

If the Website allows users to post reviews, comments, or other content (“User Contributions”), you agree:

Your content complies with applicable laws and our Content Standards.

You grant us a perpetual, royalty-free license to use, reproduce, and distribute such content.

You are solely responsible for your contributions.

We reserve the right to remove any content that violates these Terms.

VI. PROHIBITED USES

You agree not to use the Website:

For any unlawful purpose.

To transmit spam, fraudulent, defamatory, obscene, or harmful content.

To impersonate others.

To upload viruses, malware, or harmful code.

To interfere with or disrupt Website functionality.

VII. DISCLAIMER OF WARRANTIES

The Website and Services are provided “as is” and “as available.”

We make no warranties, express or implied, regarding:

Accuracy, completeness, or reliability of Website content.

Availability or uninterrupted use of the Services.

Loan approvals, interest rates, or outcomes from third-party providers.

VIII. LIMITATION OF LIABILITY

To the fullest extent permitted by law:

YourCarsloan.com is not liable for any damages (direct, indirect, incidental, or consequential) resulting from your use of the Website or third-party services.

Our maximum liability, if any, shall not exceed $50 USD.

IX. INDEMNIFICATION

You agree to indemnify and hold harmless YourCarsloan.com, its officers, directors, employees, and partners from any claims, liabilities, or damages arising from your use of the Website, your User Data, or violation of these Terms.

X. GOVERNING LAW

These Terms are governed by the laws of the State of Virginia, without regard to conflict of law provisions.

All disputes must be brought exclusively in the state or federal courts located in Virginia, and you consent to such jurisdiction.

XI. LIMITATION ON CLAIMS

Any claim or cause of action you may have related to the Website must be filed within one (1) year of its occurrence, or it is permanently barred.

XII. CLASS ACTION WAIVER

You agree that disputes with the Company must be brought on an individual basis only and not as a class action or collective claim.

XIII. SEVERABILITY

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in effect.

XIV. ENTIRE AGREEMENT

These Terms of Use and our Privacy Policy constitute the entire agreement between you and YourCarsloan.com.